Another great way to save for your future if you’re at an executive director level or above. Elect 1%–80% of your salary, commissions, and/or annual bonus to be paid at a later date. Whatever money you make above the annual IRS compensation limit ($330,000 in 2023) is eligible for the company match, up to 6%. (For example, if your total compensation is $350,000, $20,000 will be eligible for the matching contribution.) You have lots of investment options for your deferred money. And you don’t pay taxes until it’s paid out to you. What’s not to love?