2027 annual enrollment

Health care costs continue to rise across the country, and those increases will affect your medical and dental contributions in 2027. Lenovo will continue to cover a substantial share of the plan costs but be sure to review the new monthly contribution rates below and understand how they may impact your budget.

Here are your 2027 monthly medical contributions

Here are your 2027 monthly dental contributions

For 2027, some medical plan deductibles and out-of-pocket maximums are increasing. Review the updates below to understand how these changes may affect your coverage and costs.

If you’re enrolled in a Lenovo medical plan through Cigna you have access to additional cancer-related medical coverage, effective now.

Chemotherapy cooling caps

Dealing with cancer is challenging enough. That’s why we’re happy to provide a little extra support if you’re navigating that difficult journey. Coverage for chemotherapy cooling caps was added under the Durable Medical Equipment (DME) benefit, effective July 1, 2026. This benefit, available when you use an in-network DME provider, may help reduce hair loss associated with certain chemotherapy treatments.

Skin cancer screenings

Effective July 1, 2026, skin cancer screenings are covered as a preventive service. This makes it easier to access recommended screenings and support early detection, helping you take a proactive approach to your health and well-being.

If you’re enrolled in a Lenovo medical plan through Kaiser, you can access additional cancer-related medical coverage, effective January 1, 2027.

Cervical cancer screenings

Starting January 1, 2027, cervical cancer screenings for average-risk women will be covered at no cost. If additional testing or follow-up is recommended after your initial screening, those services will also be covered as part of the screening process.

If you’ve been considering the Lenovo Health Saver medical plan, now’s the time to take a look. For 2027, HSA contribution limits are increasing to $4,500 for employee-only coverage and $9,000 for family coverage (including Lenovo’s contribution). That’s extra tax-advantaged savings you can use for eligible health care expenses now or keep growing for the future.

The DCSA let you set aside pretax dollars from your paycheck to pay for after-school care, summer day camp, and elder care expenses. In 2027, you can contribute even more to your DCSA: up to $7,500 a year ($3,750 if married and not filing jointly).

At Lenovo, we’re committed to your financial well-being now and in retirement. As part of this commitment, we’ve made updates to the existing Target Retirement Funds (TRFs) in the Lenovo Savings Plan [401(k)] to now offer IncomeWise, a set of optional features designed for employees approaching retirement to help you confidentially turn your TRF savings into automatic monthly retirement income when the time comes.

During annual enrollment, you can enroll in or increase your supplemental life insurance coverage, up to a designated amount, without showing Evidence of Insurability (EOI). This means you won’t have to provide information about your medical history. For employee supplemental life insurance, you can add or increase your coverage up to $500,000. For spouse/domestic partner supplemental life insurance, you can add or increase coverage up to $40,000.

Effective January 1, 2027, our fertility benefit provider will transition from WIN to Progyny. Progyny offers access to expert fertility specialists, dedicated care advocates, and comprehensive coverage built around complete treatment cycles. If you’re currently in treatment, Progyny will reach out to you directly to provide transition support and guidance every step of the way.

Take a fresh look at your health, financial, and well-being benefits — and don’t forget to check out resources you may not be using today.

• Not sure where to start? Try the Find Your Best-Fit Benefits tool. Select the topics that matter most to you, and you’ll get a personalized list of Lenovo benefits tailored to your needs and priorities.
• Consider the Lenovo Health Saver Plan. It pairs comprehensive medical coverage with a tax-advantaged Health Savings Account (HSA) that can help you save for health care expenses now and in the future — even in retirement. Lenovo contributes $750 for employee-only coverage and $1,500 for family coverage, and the plan has the lowest paycheck contributions among Lenovo medical options.
• Boost your financial protection. Annual enrollment is a great opportunity to add or increase coverage through supplemental benefits, including legal coverage, supplemental life insurance, and critical illness, accidental injury, and hospital care insurance.
• Quick tip: While you’re reviewing your elections, take a moment to confirm that your beneficiaries and other personal information are up to date.

Some of your benefits require action each year if you want to keep participating.

• If you’d like to contribute to a Health Care Spending Account (HCSA) or Dependent Care Spending Account (DCSA) in 2027, you’ll need to reenroll during annual enrollment. If you do nothing, your contributions will not carry over to next year. Remember: You have until April 30, 2027, to submit eligible 2026 HCSA and DCSA claims. Any funds remaining after the deadline will be forfeited.
• Already contributing to an HSA? If you’d like to take advantage of the increased maximum contribution limits, you must update your election during enrollment.

If you don’t make changes, most of your current coverage will automatically carry over into 2027.

The big exception? Your HSA, HCSA, and DCSA elections do not carry over. You’ll need to actively enroll in these accounts each year if you want to contribute in 2027.

Even if you plan to keep the same coverage, it’s worth taking a few minutes to review your options. Benefits evolve from year to year, and your family’s needs can change, too. Annual enrollment is your chance to make sure you’re getting the most value from everything Lenovo has to offer.

To streamline your enrollment experience, update your contact or personal information in Workday before you begin to enroll. Need help? Review this how-to guide.

Don’t want Lenovo medical plan coverage in 2027? Be sure to select “Decline Coverage” during annual enrollment. You may have to certify that you have coverage elsewhere.

Either you or your spouse/domestic partner must opt out if the other selects employee + spouse/domestic partner coverage or family coverage. You can’t enroll in the health care programs under your own coverage and also be covered as an eligible dependent under your spouse’s/domestic partner’s coverage. Similarly, your dependent children can be covered only by either you or your spouse/domestic partner, not by both of you.

If you’re currently receiving services through Hinge Health, Omada, or Hello Heart, you’ll continue receiving services for as long as you’re enrolled. You do not have to re-enroll during annual enrollment.