Annual Enrollment

Enroll in your benefits by October 26, 2021

Our benefits are designed to support all aspects of you, so you can be at your best in everything you do. From medical, dental, and vision insurance to accidental injury and hospital care, Lenovo provides you and your family with a broad range of resources to make everyday life a little easier. So, take advantage of this once-a-year opportunity* to elect your benefits!

While you’re reviewing your options, don’t forget to explore all the great events, mental health resources, financial security benefits, and other offerings available year-round to you and your family members.

* Planning to get married or have a baby next year? Those are considered “qualifying life events,” and you can make the related benefits changes at that time. No need to add your future spouse or child to your 2022 benefits now.

Support for the whole you

Planning ahead for 2022 is as easy as 1-2-3

1. Review your current benefits and consider our new offerings.

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Make sure you have the right mix of health and financial protection at the right cost to support your needs.

  • Keep in mind: The Lenovo Health Saver Plan comes with a Health Savings Account (aka an HSA), which is a triple tax-advantaged way to save on health care expenses now or in the future, including retirement. Plus, Lenovo puts some cash toward helping you build your savings ($750 if it’s just you and $1,500 if it’s you plus your family).
  • Don’t miss out: Get extra protection from supplemental benefits, including critical illness, legal coverage, and — new this year — accidental injury and hospital insurance. NOTE: If you’re currently enrolled in legal and/or critical illness coverage, you have to reselect these benefits for 2022. They will not automatically carry over.
  • Quick tip: Take a fresh look at your beneficiaries while you’re reviewing your benefits.

2. Reselect benefits that could be ending this year.

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  • Do you want to continue saving in a Health Care Spending Account (HCSA) or Dependent Care Spending Account (DCSA)? You need to take action. If you do nothing, your contributions will NOT carry over into 2022.
  • Do you already save in an HSA? You can save even more because the annual max (which includes Lenovo’s contribution) will increase to $3,650 (single coverage) or $7,300 (family coverage). If you want to save an extra $50 and $100 compared to 2021, you have to increase how much you’re socking away.
  • Are you enrolled in the legal plan or critical illness benefit? We’re switching providers, so you must reselect these benefits to continue them in 2022. If you do nothing, you won’t be able to use these benefits in 2022. They won’t carry over.

3. Enroll by 11:59 pm Central Time on October 26, 2021.

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If you don’t enroll, you’ll have the same or similar coverage as you do today, but at 2022 costs. The big exceptions are the HCSA, DCSA, HSA, and legal and critical illness benefits — you’ll need to reselect these to continue coverage next year.

What’s new and changing for 2022

2022 monthly paycheck contributions

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Your contributions for medical and vision coverage will increase slightly next year. Lenovo will absorb a portion of these cost increases. But be sure to review the new monthly contributions below to understand how these changes will impact you. There will be no changes for dental coverage.

Here are your 2022 monthly medical contributions.

Employee only
Lenovo Health Saver
$20
PPO
$109
EPO
$165
Kaiser HMO (Northern CA)
$138
Kaiser HMO (Southern CA)
$138
Employee + spouse/ domestic partner
Lenovo Health Saver
$172
PPO
$242
EPO
$436
Kaiser HMO (Northern CA)
$302
Kaiser HMO (Southern CA)
$302
Employee + child(ren)
Lenovo Health Saver
$144
PPO
$221
EPO
$326
Kaiser HMO (Northern CA)
$288
Kaiser HMO (Southern CA)
$288
Employee + family
Lenovo Health Saver
$270
PPO
$366
EPO
$692
Kaiser HMO (Northern CA)
$464
Kaiser HMO (Southern CA)
$464

Here are your 2022 monthly vision contributions.

VSP Choice
Employee only
$13.93
Employee + spouse/ domestic partner
$25.24
Employee + child(ren)
$26.86
Employee + family
$38.18

Dental care enhancements

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If you’re enrolled in the Dental Basic Plan in 2022, you’ll be able to access network discounts of up to 40% for major restorative care and procedures. You’ll still pay 90% coinsurance to in-network providers, but you’ll save overall with the network discount.

Plus, preventive dental care will no longer count toward the annual maximum for both the Dental Basic and Dental Plus plans. This means more of your money can go toward basic and major restorative work, since in-network preventive care (such as cleanings, exams, and x-rays) is 100% covered.

New! LightCare and Computer VisionCare Plan benefits

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Beginning in 2022, two new benefits will be included in the VSP Choice Plan: Computer VisionCare and LightCare.

  • With LightCare, members can use a $160 frame allowance for ready-made nonprescription sunglasses or nonprescription blue light glasses instead of prescription glasses or contacts.
  • With Computer VisionCare*, Lenovo employees can receive corrective lenses specifically designed for computer use. Anti-reflective coatings are covered in full, and frames are covered up to a $90 allowance.

* This benefit is available to Lenovo employees only and is not available to dependents.

New! Accidental injury insurance

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You can’t plan for an accident, but you can be prepared for one. Accidents happen all the time: In the U.S., one in eight Americans is treated for accidents every year. Accidents happen every two seconds at home, every seven seconds at work, and every seven seconds on the road.* When you sign up for Cigna accidental injury insurance, you’ll get money for treatments or injuries resulting from a covered accident to pay for expenses such as rehabilitation, transportation, child care, groceries, and your mortgage.

* Source: Cigna

New! Hospital care insurance

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The average inpatient hospital stay in the U.S. costs $2,271 per day and lasts 6.1 days.* Can you afford that? Cigna hospital care insurance can provide you and your loved ones with additional financial protection by helping to cover these unexpected events, so you can focus on getting better without the added stress of a financial hardship.

* Source: Cigna

New provider: Cigna critical illness insurance

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Offered by Cigna in 2022, critical illness insurance can help provide you and your family with additional financial protection in the event of an unexpected illness. With critical illness insurance, you can receive a lump-sum payment of $15,000–$30,000 for eligible diagnoses, which can go toward treatment options not covered by medical insurance, as well as transportation, child care, groceries, your mortgage, and any other expenses. If you’ve enrolled in critical illness in the past, be sure to review the contribution amounts for 2022 to see how they’ve changed.

New provider and lower costs: ARAG legal coverage

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Afraid of losing your license because of too many traffic tickets? Paid someone upfront to paint your house and now they’re ghosting you? Get the help of an attorney through ARAG. For $19.30 per month, you have access to a network of attorneys, with attorney fees 100% paid in full for most covered matters.

Lower costs: identity theft protection

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Safeguard your data, identity, and privacy with the help of Allstate Identity Protection Pro Plus, the new name for our identity theft protection benefit. Just like with PrivacyArmor, Allstate Identity Protection will help you monitor your identity and, if it’s stolen, provide dedicated assistance to help you recover and restore it. Costs for 2022 are decreasing to $7.45 per month (for just you) or $12.95 per month (for you and your family).

Need help picking a plan?

If you want:

  • In-the-moment support while enrolling:

Visit Benefitsolver and click the “Compare” icon while you’re selecting benefits, or explore MyChoice, an interactive decision-support tool that helps you find a health or dental care plan. MyChoice will ask you a few questions and provide you with recommendations based on your needs.

  • One-on-one assistance with medical and dental plan decisions:
    • Call our Cigna Client Service Partner, Earline Motley, at 1-919-740-2656 to schedule a virtual appointment.
    • Non-members: Call Cigna Customer Service Advocates at 1-888-806-5042.
    • Members: Call the Cigna One Guide service at 1-800-244-6224.
  • Your questions answered in real time:

Chat with your virtual benefits assistant, Sofia.

  • Financial advice:

Schedule a virtual meeting with a Fidelity professional.

If it’s been a while since you’ve visited Benefitsolver, you may be asked to reconfirm your communications preferences.

Questions?

Get 24/7 support through Sofia, your virtual benefits assistant. Or speak to a live rep by calling the Lenovo Benefits Administration Center at 1-844-319-3412, October 12–26, 8 am–9 pm Eastern Time.

Things to know

If you already have health insurance

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Don’t want Lenovo medical plan coverage in 2022? Be sure to select “Decline Coverage” during Annual Enrollment. You’ll have to certify that you have coverage elsewhere, and you may have to provide proof of your other insurance.

If you and your spouse/domestic partner both work for Lenovo

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Either you or your spouse/domestic partner must opt out if the other selects Employee + Spouse/Domestic Partner or Family coverage. You can’t enroll in the health care programs under your own coverage and also be covered as an eligible dependent under your spouse’s/domestic partner’s coverage. Similarly, your dependent children can only be covered by either you or your spouse/domestic partner, not by both of you.

If you or a family member is already enrolled in RecoveryOne or Hello Heart

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If you’re receiving services through either RecoveryOne or Hello Heart, you can continue doing so if you enroll in any of the medical plans.

Ready to enroll in your 2022 benefits?

Don’t forget!

If you want to participate in an HSA, HCSA, or DCSA, you have to reselect these benefits. Your current elections will not carry over to 2022.

Got legal or critical illness coverage?

You’ll need to reselect these benefits if you want to continue coverage in 2022. They will not automatically carry over.

Price your medications

Check medication prices, see what pharmacies are in network, and find out what medications are covered by the Lenovo Health Saver, EPO, and PPO plans.

Want more details about the plans?

Check out the Summaries of Benefits and Coverage (SBCs).

Important legal notices

Understand your enrollment rights, prescription drug coverage and Medicare, Medicaid and the
Children’s Health Insurance Program, and more.

Questions?

Lenovo Benefits Administration Center

1-844-319-3412
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