Annual enrollment

Annual enrollment is October 15–29, 2024

Don’t miss a trick — or treat — when it comes to your benefits. You can make sure you don’t get any scary surprises next year by spending some time exploring all the spook-tacular resources available to you and then picking your faves for 2025.

Annual enrollment is your once-a-year opportunity* to not only elect your benefits for the coming year, but to also explore all the amazing resources you may be missing out on. That includes all the great events, mental health resources, financial security benefits, and other offerings available year-round to you and your family members.

* Exception to the “once-a-year” rule: Planning to get married or welcome a baby next year? These are “qualifying life events,” and you can make the related benefit changes anytime you experience these events. Just be sure to report your life event within the allotted timeframe.

What’s new and changing for 2025

We’re always focused on making your benefits as user-friendly as possible. In 2025, we’ll be working toward that goal by enhancing some of your benefits to give you and your family even more support.

 

HSA limit increase

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If you’re not already enrolled in the Lenovo Health Saver medical plan — which comes with a tax-advantaged Health Savings Account (HSA) — this is the perfect time to consider making the switch. One big reason: In 2025, you’ll be able to set aside even more money in your HSA. The maximum contribution limit is increasing to $4,300 (includes Lenovo’s contribution) for employee-only coverage and to $8,550 (includes Lenovo’s contribution) for family coverage. That’s a pretty big chunk of tax-free money that you can use to either pay for your current medical expenses or save for your future expenses!

Lenovo Health Saver medical plan deductible change

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Due to IRS rules, the annual deductible for the Lenovo Health Saver medical plan is increasing from $1,600 to $1,650 for employee-only coverage and from $3,200 to $3,300 for family coverage. The out-of-network deductible is not changing.

Prescription drug copays and maximum coverage amounts increasing for Cigna plans

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If you’re in a Cigna medical plan, the copays and maximum amounts covered will be increasing for both retail and mail-order drugs.

Here’s the 2025 prescription drug coverage for the Cigna plans.

Retail

Generic
Preferred brand
Non-preferred brand
Lenovo Health Saver
10% up to $40
30% up to $80
50% up to $120
PPO
$15
30% up to $80
50% up to $120
EPO
$15
30% up to $80
50% up to $120

Mail order

Generic
Preferred brand
Non-preferred brand
Lenovo Health Saver
10% up to $80
25% up to $160
45% up to $250
PPO
$30
25% up to $160
45% up to $250
EPO
$30
25% up to $160
45% up to $250

2025 monthly paycheck contributions

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Due to continually rising health care costs, your contributions for medical and dental coverage will increase next year. Lenovo will absorb a portion of these cost increases, but be sure to review the new monthly contributions below to understand how these changes will affect you.

Here are your 2025 monthly medical contributions.

Lenovo Health Saver
PPO
EPO
Kaiser HMO (Northern CA)
Kaiser HMO (Southern CA)
Employee only
$33
$130
$198
$176
$176
Employee + spouse/ domestic partner
$201
$301
$512
$385
$385
Employee + child(ren)
$169
$262
$383
$367
$367
Employee + family
$342
$449
$812
$592
$592

Here are your 2025 monthly dental contributions.

Dental Basic
Dental Plus
Cigna DHMO
Employee only
$0
$17
$16
Employee + spouse/ domestic partner
$27
$33
$58
Employee + child(ren)
$27
$33
$64
Employee + family
$40
$50
$93

Identity theft protection plan upgrade

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Through Allstate Identity Protection Pro Plus, you’ve had access to identity, credit, and social media reputation-monitoring services for just $7.45 a month (for just you) or $12.95 (for you and your family). In 2025, the plan is being upgraded to the Pro Plus Cyber plan, which will also cover personal device security, VPN with anti-tracking and ad-blocking, password management, and network security. Even with these additional services, you’ll pay the same monthly cost.

Increased benefits for accidental injury, critical illness, and hospital care insurance

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Your supplemental insurance plans will offer even greater peace of mind in 2025. Here are some of the plan changes in store.

  • Accidental injury – sports benefit rider added
  • Critical illness – behavioral health and musculoskeletal rider added; advanced heart failure and advanced obesity benefits increasing; wellness benefit automatically paid
  • Hospital care – newborn stay and ICU benefits added; newborn admission benefit increasing

Have you moved?

To streamline your enrollment experience, update your contact or personal information in Workday before you begin to enroll.

No tricks, lots of treats!

It doesn’t take a lot of hocus pocus to bring your benefits into focus. Just take these three steps!

1. Review your current benefits and consider our new offerings.

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Make sure you have the right mix of health and financial protection at the right cost to support your needs.

  • Keep in mind: The Lenovo Health Saver Plan comes with a Health Savings Account (HSA), which is a triple tax-advantaged way to save on health care expenses now or in the future, including retirement. Plus, Lenovo contributes to your account ($750 if it’s just you and $1,500 if it’s you plus your family). That’s free money you could be leaving on the table! The clincher? The Lenovo Health Saver Plan boasts the lowest monthly paycheck contributions among all the Lenovo plans.
  • Be even more prepared for the unexpected. Consider adding or increasing protection through supplemental benefits, including legal coverage and critical illness, accidental injury, and hospital care insurance.
  • Quick tip: Take a fresh look at your beneficiaries while you’re reviewing your benefits.

2. Reselect benefits that could be ending this year.

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  • Do you want to continue saving in a Health Care Spending Account (HCSA) or Dependent Care Spending Account (DCSA)? If so, you need to take action. If you do nothing, your contributions will NOT carry over into 2025. Keep in mind that you must request reimbursement of your 2024 HCSA and/or DCSA expenses by April 30, 2025, or you’ll forfeit them.
  • Do you already save through an HSA? You can save even more in 2025 because the annual maximum (which includes Lenovo’s contribution) will increase to $4,300 (employee-only coverage) and $8,550 (family coverage). If you want to save an extra $150 or $250 compared to 2024, you have to take action to increase how much you’re socking away.

3. Enroll by 11:59 pm Central Time on October 29, 2024.

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If you don’t enroll, you’ll have the same or similar coverage as you do today, but at 2025 costs. The big exceptions are the HCSA, DCSA, and HSA — you’ll need to reselect these to continue coverage next year.

Need help picking a plan?

If you want:

In-the-moment support while enrolling:

When you’re selecting your medical plan while enrolling in the Lenovo Benefits Administration Center, you’ll have the option to compare medical plans. Look for the box that says “Compare this plan” to see how the plan options will compare in 2025.

There’s also a “Compare Plans” icon on the homepage that allows you to compare 2024 and 2025 plan options.

For additional help selecting your medical or dental plan, you can explore MyChoice, the Lenovo Benefits Administration Center’s interactive decision-support tool. MyChoice will ask you a few questions and provide you with recommendations based on your needs.

Note: If it’s been a while since you’ve visited the newly updated Lenovo Benefits Administration Center, featuring expanded content, you may be asked to reconfirm your communications preferences.

One-on-one assistance with medical and dental plan decisions:

Contact our Cigna Client Service Partner, Jennifer Parrish, to schedule a virtual appointment, or contact Cigna directly:

  • Non-members: Call Cigna Customer Service Advocates at 1-888-806-5042.
  • Members: Call the Cigna One Guide service at 1-800-244-6224.

Your questions answered in real time:

Chat with your virtual benefits assistant, Sofia.

Financial advice:

Schedule a virtual meeting with a Fidelity professional.

Questions?

Get 24/7 support through Sofia, your virtual benefits assistant. Or speak to a live rep by calling the Lenovo Benefits Administration Center at 1-844-319-3412, October 15–29, 8 am–9 pm Eastern Time.

Things to know

If you already have health insurance elsewhere

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Don’t want Lenovo medical plan coverage in 2025? Be sure to select “Decline Coverage” during annual enrollment. You may have to certify that you have coverage elsewhere.

If you and your spouse/domestic partner both work for Lenovo

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Either you or your spouse/domestic partner must opt out if the other selects employee + spouse/domestic partner coverage or family coverage. You can’t enroll in the health care programs under your own coverage and also be covered as an eligible dependent under your spouse’s/domestic partner’s coverage. Similarly, your dependent children can only be covered by either you or your spouse/domestic partner, not by both of you.

If you or a family member is already enrolled in Hinge Health, Omada, or Hello Heart

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If you’re currently receiving services through Hinge Health, Omada, or Hello Heart, you’ll continue receiving services for as long as you’re enrolled.

Don’t forget!

If you want to participate in an HSA, an HCSA, or a DCSA, you have to reselect these benefits. Your current elections will not carry over to 2025.

Price your medications

Check medication prices, see what pharmacies are in-network, and find out what medications are covered by the Lenovo Health Saver, EPO, and PPO plans.

Want more details about the plans?

Check out the Summaries of Benefits and Coverage (SBCs).

Important legal notices

Understand your enrollment rights, prescription drug coverage and Medicare, Medicaid and the
Children’s Health Insurance Program, and more.

Questions?

Lenovo Benefits Administration Center

1-844-319-3412
Website