2026 annual enrollment

Annual enrollment is October 14–28, 2025

Don’t leave your benefits on read! Take the time to respond to your well-being needs by exploring all the resources available to you and then picking your faves for 2026.

Annual enrollment is your once-a-year opportunity to not only elect your benefits for the coming year but to also explore all the useful tools you may be missing out on. Unless you experience a “qualifying life event,” like getting married or welcoming a baby, in 2026, you won’t have another chance to make changes to your benefits until next year’s annual enrollment.

What’s new and changing for 2026

We’re all about making your benefits easier and better. That’s why we’re making a few changes for 2026. Many of the changes are good news — like an expansion of covered Cigna and Kaiser services and an increased allowance for frames and lenses — while others are standard updates. All these changes work toward our goal of trying to provide the maximum amount of support and value to you and your family.

 

2026 monthly medical contributions

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Due to continually rising health care costs, your contributions for medical coverage will increase next year. Lenovo will absorb a portion of the overall cost increases, but be sure to review the new monthly contributions below to understand how these changes will affect you.

Lenovo Health Saver
PPO
EPO
Kaiser HMO (Northern CA)
Kaiser HMO (Southern CA)
Employee only
$38
$143
$219
$191
$191
Employee + spouse/ domestic partner
$222
$333
$565
$418
$418
Employee + child(ren)
$186
$289
$424
$399
$399
Employee + family
$378
$497
$896
$643
$643

Additional coverage for cancer screenings, infertility treatments

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Cigna

In addition to breast cancer screenings, Cigna medical plans will cover additional imaging or pathology required to address initial-screening findings as preventive care services, which means they’ll be covered at 100%.

Kaiser

The Kaiser HMO plans for both Southern and Northern California are adding breast and cervical cancer screenings to their list of preventive care services covered at 100%.

Kaiser will cover services required to diagnose and treat infertility, including laboratory and imaging services, medications, artificial insemination, and in vitro fertilization. Members will have the same cost share for fertility services that they have when they receive the services for other conditions. Deductibles, copays, and coinsurance for fertility services will be applied to the out-of-pocket maximum.

Increased allowance for frames and contact lenses

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The VSP allowance for frames and contact lenses is increasing from $160 to $200. It’s increasing from $90 to $110 for frames and contact lenses purchased at Costco. Your contributions for vision coverage will not be increasing next year.

Health Savings Account (HSA) limit increase

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If you’re not already enrolled in the Lenovo Health Saver medical plan — which comes with a tax-advantaged HSA — this is the perfect time to consider making the switch. One big reason: In 2026, you’ll be able to set aside even more money in your HSA. The maximum contribution limit is increasing to $4,400 (includes Lenovo’s contribution) for employee-only coverage and to $8,750 (includes Lenovo’s contribution) for family coverage. That’s a pretty big chunk of tax-free money that you can use to either pay for your current medical expenses or save for your future expenses!

Lenovo Health Saver medical plan deductible change

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Due to IRS rules, the annual in-network deductible for the Lenovo Health Saver medical plan is increasing from $1,650 to $1,700 for employee-only coverage and from $3,300 to $3,400 for family coverage. The annual out-of-network deductible is increasing from $2,800 to $2,900 for employee-only coverage and from $5,600 to $5,800 for family coverage.

Add or increase supplemental life insurance without EOI

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During annual enrollment, you can enroll in or increase your supplemental life insurance coverage, up to a designated amount, without showing Evidence of Insurability (EOI). This means you won’t have to provide information about your medical history. For employee supplemental life insurance, you can add or increase your coverage by 1x your eligible compensation, up to $500,000. For spouse/domestic partner supplemental life insurance, you can add or increase coverage up to $40,000.

Out-of-network dental reimbursements

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In 2026, the maximum reimbursable charge method will be changing for out-of-network dental services. This means you’ll pay more for services when going to a dentist that is not within the Cigna network. Review the dental plan summary on lenovo-benefitsolver.com for more information.

Don’t mute these reminders

Wanna crush it in 2026? Be sure to flag these three actions during annual enrollment.

Review your current benefits and consider our new offerings

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Make sure you have the right mix of health and financial protection at the right cost to support your needs.

  • Keep in mind: The Lenovo Health Saver Plan comes with a Health Savings Account (HSA), which is a triple tax-advantaged way to save on health care expenses now or in the future, including retirement. Lenovo also contributes to your account ($750 if it’s just you and $1,500 if it’s you plus your family). That’s free money you could be leaving on the table! The clincher? The Lenovo Health Saver Plan boasts the lowest monthly paycheck contributions among all Lenovo plans.
  • Be even more prepared for the unexpected. Consider adding or increasing protection through supplemental benefits, including legal coverage and critical illness, accidental injury, and hospital care insurance.
  • Quick tip: Take a fresh look at your beneficiaries while you’re reviewing your benefits.

Reselect benefits that could be ending this year

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  • Do you want to continue saving in a Health Care Spending Account (HCSA) or Dependent Care Spending Account (DCSA)? If you want to keep taking advantage of these great savings tools, you need to take action. If you do nothing, your contributions will NOT carry over into 2026. Note: You must request reimbursement of your 2025 HCSA and/or DCSA expenses by April 30, 2026, or you’ll forfeit them.
  • Do you already save through an HSA? You can save even more in 2026 because the annual maximum (which includes Lenovo’s contribution) will increase to $4,400 for employee-only coverage and $8,750 for family coverage. If you want to save an extra $100 or $200 compared to 2025, you must take action to increase how much you’re socking away.

Enroll by 11:59 pm Central Time on October 28, 2025

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If you don’t enroll, you’ll have the same or similar coverage as you do today but at 2026 costs. The big exceptions are the HCSA, DCSA, and HSA — you’ll need to reselect these to continue coverage next year.

Need help picking a plan?

If you want:

In-the-moment support while enrolling:

When you’re selecting your medical plan while completing your enrollment at lenovo-benefitsolver.com, you’ll have the option to compare medical plans. Look for the box that says “Compare this plan” to see how the plan options will compare in 2026.

There’s also a “Compare Plans” icon on the homepage that allows you to compare 2025 and 2026 plan options.

For additional help selecting your benefits, you can explore MyChoice, the Benefitsolver interactive decision-support tool. MyChoice will ask you a few questions and provide you with recommendations based on your needs.

Note: If it’s been a while since you’ve visited the newly updated lenovo-benefitsolver.com, featuring expanded content, you may be asked to reconfirm your communications preferences.

One-on-one assistance with medical and dental plan decisions:

Contact our Cigna Client Service Partner, Jennifer Parrish, to schedule a virtual appointment, or contact Cigna directly:

  • Non-members: Call Cigna Customer Service Advocates at 1-888-806-5042.
  • Members: Call the Cigna One Guide service at 1-800-244-6224.

Your questions answered in real time:

Chat with your virtual benefits assistant, Sofia.

Financial advice:

Schedule a virtual meeting with a Fidelity professional.

Questions?

Get 24/7 support through Sofia, your virtual benefits assistant, or speak to a live rep by calling the Lenovo Benefits Administration Center at 1-844-319-3412, October 14–28, 8 am–9 pm Eastern Time.

Things to know

If you’ve moved

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To streamline your enrollment experience, update your contact or personal information in Workday before you begin to enroll.

If you already have health insurance elsewhere

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Don’t want Lenovo medical plan coverage in 2026? Be sure to select “Decline Coverage” during annual enrollment. You may have to certify that you have coverage elsewhere.

If you and your spouse/domestic partner both work for Lenovo

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Either you or your spouse/domestic partner must opt out if the other selects employee + spouse/domestic partner coverage or family coverage. You can’t enroll in the health care programs under your own coverage and also be covered as an eligible dependent under your spouse’s/domestic partner’s coverage. Similarly, your dependent children can be covered only by either you or your spouse/domestic partner, not by both of you.

If you or a family member is already enrolled in Hinge Health, Omada, or Hello Heart

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If you’re currently receiving services through Hinge Health, Omada, or Hello Heart, you’ll continue receiving services for as long as you’re enrolled.

Don’t forget!

If you want to participate in an HSA, an HCSA, or a DCSA, you must reselect these benefits. Your current elections will not carry over to 2026.

Price your medications

Check medication prices, see what pharmacies are in-network, and find out what medications are covered by the Lenovo Health Saver, EPO, and PPO plans.

Want more details about the plans?

Check out the summaries of benefits and coverage (SBCs) and legal notices.

Questions?

Lenovo Benefits Administration Center

1-844-319-3412
Website