2026 benefits info

Due to continually rising health care costs, your contributions for medical coverage will increase next year. Lenovo will absorb a portion of the overall cost increases, but be sure to review the new monthly contributions below to understand how these changes will affect you.

Cigna

In addition to breast cancer screenings, Cigna medical plans will cover additional imaging or pathology required to address initial-screening findings as preventive care services, which means they’ll be covered at 100%.

Kaiser

The Kaiser HMO plans for both Southern and Northern California are adding breast and cervical cancer screenings to their list of preventive care services covered at 100%.

Kaiser will cover services required to diagnose and treat infertility, including laboratory and imaging services, medications, artificial insemination, and in vitro fertilization. Members will have the same cost share for fertility services that they have when they receive the services for other conditions. Deductibles, copays, and coinsurance for fertility services will be applied to the out-of-pocket maximum.

The VSP allowance for frames and contact lenses is increasing from $160 to $200. It’s increasing from $90 to $110 for frames and contact lenses purchased at Costco. Your contributions for vision coverage will not be increasing next year.

If you’re not already enrolled in the Lenovo Health Saver medical plan — which comes with a tax-advantaged HSA — this is the perfect time to consider making the switch. One big reason: In 2026, you’ll be able to set aside even more money in your HSA. The maximum contribution limit is increasing to $4,400 (includes Lenovo’s contribution) for employee-only coverage and to $8,750 (includes Lenovo’s contribution) for family coverage. That’s a pretty big chunk of tax-free money that you can use to either pay for your current medical expenses or save for your future expenses!

Due to IRS rules, the annual in-network deductible for the Lenovo Health Saver medical plan is increasing from $1,650 to $1,700 for employee-only coverage and from $3,300 to $3,400 for family coverage. The annual out-of-network deductible is increasing from $2,800 to $2,900 for employee-only coverage and from $5,600 to $5,800 for family coverage.

During annual enrollment, you can enroll in or increase your supplemental life insurance coverage, up to a designated amount, without showing Evidence of Insurability (EOI). This means you won’t have to provide information about your medical history. For employee supplemental life insurance, you can add or increase your coverage by 1x your eligible compensation, up to $500,000. For spouse/domestic partner supplemental life insurance, you can add or increase coverage up to $40,000.

In 2026, the maximum reimbursable charge method will be changing for out-of-network dental services. This means you’ll pay more for services when going to a dentist that is not within the Cigna network. Review the dental plan summary on lenovo-benefitsolver.com for more information.

Make sure you have the right mix of health and financial protection at the right cost to support your needs.

• Keep in mind: The Lenovo Health Saver Plan comes with a Health Savings Account (HSA), which is a triple tax-advantaged way to save on health care expenses now or in the future, including retirement. Lenovo also contributes to your account ($750 if it’s just you and $1,500 if it’s you plus your family). That’s free money you could be leaving on the table! The clincher? The Lenovo Health Saver Plan boasts the lowest monthly paycheck contributions among all Lenovo plans.
• Be even more prepared for the unexpected. Consider adding or increasing protection through supplemental benefits, including legal coverage and critical illness, accidental injury, and hospital care insurance.
• Quick tip: Take a fresh look at your beneficiaries while you’re reviewing your benefits.

• Do you want to continue saving in a Health Care Spending Account (HCSA) or Dependent Care Spending Account (DCSA)? If you want to keep taking advantage of these great savings tools, you need to take action. If you do nothing, your contributions will NOT carry over into 2026. Note: You must request reimbursement of your 2025 HCSA and/or DCSA expenses by April 30, 2026, or you’ll forfeit them.
• Do you already save through an HSA? You can save even more in 2026 because the annual maximum (which includes Lenovo’s contribution) will increase to $4,400 for employee-only coverage and $8,750 for family coverage. If you want to save an extra $100 or $200 compared to 2025, you must take action to increase how much you’re socking away.

To streamline your enrollment experience, update your contact or personal information in Workday before you begin to enroll.

Don’t want Lenovo medical plan coverage in 2026? Be sure to select “Decline Coverage” during enrollment. You may have to certify that you have coverage elsewhere.

Either you or your spouse/domestic partner must opt out if the other selects employee + spouse/domestic partner coverage or family coverage. You can’t enroll in the health care programs under your own coverage and also be covered as an eligible dependent under your spouse’s/domestic partner’s coverage. Similarly, your dependent children can be covered only by either you or your spouse/domestic partner, not by both of you.

If you’re currently receiving services through Hinge Health, Omada, or Hello Heart, you’ll continue receiving services for as long as you’re enrolled.